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Agreement Between You and the Microsoft Corporation

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MSN Website Terms of Use and Notices

Last Updated: September 2001

AGREEMENT BETWEEN YOU AND THE MICROSOFT CORPORATION

The MSN Web Site is made up of various Web sites and Web pages operated by the Microsoft Corporation, One Microsoft Way, Redmond, Washington 98052 or its affiliates (collectively, the "MSN Web Sites"). This Terms of Use and Notices applies to the MSN Web Site and does not apply to the content of third parties.

The MSN Web Sites are offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the MSN Web Sites constitutes your agreement to all such terms, conditions, and notices. Your use of a particular MSN Web Site included within the MSN Web Sites may also be subject to additional terms outlined elsewhere in this agreement (the "Additional Terms"). To go directly to any of the Additional Terms, click on the link below:

Carpoint

GamingZone

Health

MSN Money

HomeAdvisor

MSN Hotmail

Encarta

MSN Music

eShop

MSNBC

Auctions

MSN Photos

Additionally, the MSN Web Sites may themselves contain additional terms, codes of conduct or guidelines that govern use of those sites, including without limitation, particular features or offers (for example, sweepstakes or chat areas).

In the event that any of the terms, conditions, and notices contained herein conflict with the Additional Terms or other terms and guidelines contained within any particular MSN Web Site, then these terms shall control.

Click on the link below for the terms and conditions that govern these additional Microsoft Web Sites and/or Services:

MSN Internet Access

Microsoft Passport

Microsoft bCentral

MSNTV

PRIVACY AND PROTECTION OF PERSONAL INFORMATION

See the Privacy Statement at http://privacy.msn.com/ for disclosures relating to the collection and use of your personal information.

MEMBER ACCOUNT, PASSWORD, AND SECURITY

If a particular MSN Web Site, or any product or service offered on any MSN Web Site (each a "MSN Site/Service", and collectively "MSN Sites/Services") requires you to open an account, you must complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form. You then will choose a password and a user name. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify Microsoft immediately of any unauthorized use of your account or any other breach of security. Microsoft will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by Microsoft or another party due to someone else using your account or password. You may not use anyone else's account at any time, without the permission of the account holder.

Some MSN Sites/Services automatically provide you with a Microsoft Passport account when you open an account (e.g. Hotmail, MSN Explorer), to learn more about what a Microsoft Passport is please visit the Passport Web site at www.passport.com.

MODIFICATION OF THESE TERMS OF USE

Microsoft reserves the right to change the terms, conditions, and notices under which the MSN Sites/Services are offered, including but not limited to the charges associated with the use of the MSN Sites/Services. You are responsible for regularly reviewing these terms and conditions and additional terms posted on particular websites. Your continued use of the MSN Sites/Services constitutes your agreement to all such terms, conditions, and notices.

PERSONAL AND NON-COMMERCIAL USE LIMITATION

Unless otherwise specified, the MSN Sites/Services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the MSN Sites/Services. Without the advance express written permission of MSN, you may not 'meta-search' the MSN Sites/Services, send, or cause to be sent, any automated queries of any sort to the MSN Sites/Services, or use the MSN Sites/Services in any commercial manner. "Automated queries" shall include but not be limited to using any software that sends queries to any MSN Sites/Services to determine how a web site "ranks" on any MSN Sites/Services.

LINKS TO THIRD PARTY SITES

The MSN Sites/Services may contain links to third party Web sites ("Linked Sites"). The Linked Sites are not under the control of Microsoft and Microsoft is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Microsoft is not responsible for webcasting or any other form of transmission received from any Linked Site nor is Microsoft responsible if the Linked Site is not working appropriately. Microsoft is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Microsoft of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites.

Any dealings with third parties (including advertisers) included within the MSN Sites/Services or participation in promotions, including the delivery of and the payment

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